Financial Aid FAQs

一般资格要求包括你是美国公民.S. citizen or eligible non-citizen and are enrolled in an eligible degree or certification program.

Yes, the FAFSA 必须每年完成才能获得助学金吗. FAFSA申请通常在每年的10月1日开放. 然而，2024-2025年FAFSA将于12月开放，因为 FAFSA Simplification Act.

For the 2023-24 FAFSA, you and your parent's (if you are a dependent student) tax returns from two years prior is required. For example, if you are filling out the 2023-24 year FAFSA, you and your parent's 2021 tax returns are required. 您可以使用FAFSA提供的IRS数据检索工具 if you are eligible.  

The 2023-24 FAFSA may also required a parent's signature and personal information if you are considered a dependent student.

一些FAFSA申请被选中进行一个叫做 verification, where the 体育菠菜大平台 Office of Financial Aid will require additional information or documents from you. Check your email and your MyBLUE to-do list often to ensure there is no more documentation you need to submit. 在提交所有文件之前，您将无法获得经济援助.

The 2024-24 FAFSA is undergoing changes called the FAFSA Simplification Act. This act will reduce the number of questions of the FAFSA from over 100 down to 30 questions. Another change is that tax return information will be pulled directly from the Internal Revenue Service (IRS). Every contributor on your FAFSA will be required to have their own FSA ID (username and password for studentaid.gov). Contributors can be:

-your spouse, if married,

-your parents, and

-if married, both parents will need an FSA ID

-if your parents are divorced, whichever household provided more financial support.

-the household could include a parent and stepparent, who would each need to have        separate FSA ID's

Students are encouraged to help contributors create an FSA ID before the 2024-25 FAFSA opens in December. To create an FSA ID, go to studentaid.gov and click on "Create Account" in the upper right corner.

On average, the FAFSA takes 40 minutes to complete your first time filling it out, and 26 minutes to renew. 建议你计划好时间和父母一起填写FAFSA, 因为FAFSA将要求您和您的父母提供信息。. Fill out the FAFSA to receive federal financial aid, such as grants, loans, and work-study. 

For students filling out the FAFSA for the first time, it takes 40 minutes to complete on average.

对于续签FAFSA的学生，续签平均需要26分钟.

It will take 3-5 business days for the government to process your FAFSA and send it to 体育菠菜大平台. After the 体育菠菜大平台 Financial Aid Office receives your FAFSA, 将FAFSA上传到体育菠菜大平台系统最多需要5个工作日, 这将从你的MyBLUE待办事项列表中删除“完成你的FAFSA”项目. 如果你对你的FAFSA做了任何改变，这个时间表就会重新开始. Make sure you check your to-do list on MyBLUE after the 体育菠菜大平台 Financial Aid Office has received your FAFSA in case you were selected for verification. If you are concerned about if your FAFSA was received by 体育菠菜大平台, contact our office today.

The first thing you will do after completing your FAFSA and receiving your financial aid offer is to accept loans and work-study in your MyBLUE account. 你可以接受任何金额，不超过提供给你的最高金额, so only accept what you will need. Scholarships and grants are automatically accepted for you since you will not have to pay these back. 在你接受你的经济援助后，你需要完成 Master Promissory Note and Entrance Loan Counseling if this is your first time borrowing federal student loans (if you  have previously completed these items in the past 10 years then you are not required to repeat them). Financial aid will begin to disburse to your 体育菠菜大平台 account up to ten days prior to the start of the semester and will continue to disburse daily throughout the semester as financial aid is processed and/or accepted. 

If you have not been given a financial aid offer, it could be for one of the following reasons:

• 你没有完成本学年的FAFSA
• You are not meeting Satisfactory Academic Progress and cannot be offered financial aid
• This is your first time borrowing federal student loans and you have not completed the Master Promissory Note and Entrance Loan Counseling
• Your FAFSA was selected for verification and you have not given the required documentation to the 体育菠菜大平台 Financial Aid Office
• 你没有达到半学期的最低入学要求

If you have any questions or concerns about your financial aid, contact our office.

No, you can accept any amount of loan up to the maximum amount that you have been offered. It is recommended to only accept what you need so you can keep your student loan debt as low as possible. To accept your student loans, log into your MyBLUE and click on the Financial Aid tab. Click Accept/Decline Offers and selected the correct year. 阅读您的权利和责任，然后选择继续. Review you loan (and work-study if eligible) offers and click the drop-down menu next to Offer Action. Here you can choose to accept the full amount, decline the full amount, or accept a lower amount. If you choose the accept a lower amount option, a new box will be created that will allow you to enter the exact amount you wish to borrow. Keep in mind that the loans you take out will be split between fall and spring semester, so take out enough to cover both semesters. 关于一个学期的费用估计，请查看 体育菠菜大平台's Cost Calculator. 有关联邦学生贷款的问题和担忧，请体育菠菜大平台的办公室.

If the tax return (for you or your parents) you submitted on your FAFSA (FAFSA requires the tax returns from two years prior to the FAFSA year) is not a good representation of your current financial situation, please fill out and submit a Special Circumstances Form. A financial aid counselor will review this form and may be able to account for changes in circumstances and adjust the data on the FAFSA. If you have questions about special circumstances or the Special Circumstances Form, 体育菠菜大平台的办公室(308)865-8520或电子邮件finaid1@doutoresdoamor.com.

如果你的父母离婚或分居，没有住在一起, you will list the parent with whom you lived with more during the past 12 months on your FAFSA.

如果你和离婚或分居的父母生活在一起的时间一样长, you will list the parent who provided more financial support to you during the past 12 months or during the most recent 12 months that you actually received support from a parent.

If your parents are divorced but live together, you’ll indicate their marital status as “Unmarried and both legal parents living together," and will list both parents on the FAFSA.

If your parents are separated and live together, you’ll indicate their marital status as “married or remarried" (NOT “divorced or separated"), and will list both parents on the FAFSA.

For questions or concerns, contact our office.

体育菠菜大平台 does not require students to complete a FAFSA, but highly encourages it. Completion of a FAFSA will allow students potential eligibility for federal loans, grants, and work-study. 一些奖学金还要求学生完成FAFSA. Students will need to fill out a FAFSA every year to continuing remaining eligible for federal financial aid.

If you are an admitted incoming freshman: to qualify for 体育菠菜大平台 merit scholarships, all you have to do is have applied to 体育菠菜大平台 and submitted your transcripts by March 1st of every year. To apply to other 体育菠菜大平台 scholarships, fill out the Admitted Incoming Freshmen Scholarship application that will submit you to every 体育菠菜大平台 scholarship that you qualify for. 这个申请每年8月1日开始，3月1日结束. For more information, see our scholarships page. 

If you are a current undergraduate or graduate student: you can apply for the Current Student Scholarship. This is one application that will submit you to every 体育菠菜大平台 scholarship that you qualify for. The Current Student Scholarship opens January 15th and closes March 1st of every year. 你可以通过MyBLUE网站申请奖学金. For more information, see our scholarships page. 

If you are a transfer student, there are multiple transfer student scholarships 体育菠菜大平台 offers. These scholarships close March 31st. For more information, see our scholarships page. 

Most 体育菠菜大平台 scholarships for admitted incoming freshmen and current students close March 1st of every year. 大多数体育菠菜大平台转学生奖学金每年3月31日截止.

Once 体育菠菜大平台 scholarships have closed, we encourage you find outside, or non-体育菠菜大平台, scholarships. Often times community organizations, businesses, and religious organizations will offer scholarships.

You can also use scholarship search databases, such as EducationQuest, to find scholarships.

记住，如果你获得了外部奖学金，请在你的 MyBLUE account.

If you are receiving an outside, or non-体育菠菜大平台, scholarship, you will need to report it on your MyBLUE 账户，以便资金可以添加到您的体育菠菜大平台账单. Watch this video to see step by step instructions on reporting your outside scholarships. 

获得优秀奖学金的学生(校董会), Blue and Gold, Distinguished Scholar, Loper Achievement) will be notified no more than two weeks after being admitted to 体育菠菜大平台 and 体育菠菜大平台 having received their transcripts. Students who received an admitted incoming freshmen, current student, or transfer student scholarship will be notified at the beginning of May every year. Scholarship recipients will be notified of their award by email through their preferred email address.

If you have not been notified about a scholarship, 这很可能意味着你没有获得奖学金. For questions or concerns, contact our office.

Once you have been offered financial aid, you can view your estimated net cost, 或者除去奖学金和助学金，你上大学要花多少钱, in your MyBLUE account. Click on the financial aid tab and scroll to the bottom of the page until you see two charts. The first chart is labeled "Cost of Attendance" and calculates your direct costs, or bills charged by 体育菠菜大平台 (tuition, housing, student fees, etc.), and indirect costs, 或者估计一下你在大学可能产生的费用(交通费), travel, personal expenses, etc). You will only be billed by 体育菠菜大平台 for direct costs, and will not be billed by 体育菠菜大平台 for indirect costs.

The second chart is labeled "Estimated Net Cost" and includes your direct and indirect costs from the chart above, along with gift aid awarded, or any scholarships and grants you received.Your estimated net cost is your direct and indirect costs minus your gift aid awarded. You can use federal student loans, work-study earnings, or personal finances to fund the remaining expenses.

If you have not yet been offered financial aid, you can calculate an estimate of your Cost of Attendance and Estimated Net Price with these 体育菠菜大平台 offered calculators. If you would like to talk to a financial aid counselor about how much 体育菠菜大平台 will cost you after financial aid, call (308) 865-8520 or email finaid1@doutoresdoamor.com. 

Refunds are issued two ways:

1. Direct deposit, and
2. Paper check.

如果你想知道什么时候能拿到退款，请遵循以下步骤:

1. Check your MyBLUE to see when your refund was ordered. 转到“学生帐户”选项卡，然后单击“帐户详细信息”."
2. Refunds typically take 5-10 business days to process after the refund order date. 如果您在退款订单日期之前注册了直接存款, then your refund will be deposited into your bank account after it is processed. If you are not signed up for direct deposit, or signed up after your refund order date, then there will be a paper check that you can pick up from the Student Accounts Office. These checks will also be mailed to the student's primary address if it was not picked up.
   1. 您可以通过您的MyBLUE账户注册直接存款. 点击“学生帐户”选项卡，然后点击“直接存款”."
3. If you do not see a refund order date on your MyBLUE, or it has been longer than 10 business days since your refund date and you have questions about your refund, 请致电(308)865-8524或与学生会计处联系 unkfinance@doutoresdoamor.com. 领取退款支票或亲自前往学生会计办公室, their office is located at University Residence North (URN), Pod C 1st floor (southeast corner of building), 1601 University Drive.

• 12+ credit hours: Full time
• 9-11 credit hours: Part-time
• 6-8 credit hours: Half-time

• 9+ credit hours: Full-time
• 7-8 credit hours: Part-time
• 5-6 credit hours: Half-time

As an undergraduate dependent student, additional financing options would be the Loper Payment Plan, Federal Parent PLUS Loan, and Private Student Loans.

As an undergraduate independent student, additional financing options would be the Loper Payment Plan and Private Student Loans.

作为一名最大的菠菜的平台，额外的融资选择将是 Loper Payment Plan, Federal Graduate PLUS Loan, and Private Student Loans. 请注意，如果你对最大的菠菜的平台加贷款感兴趣, you must talk with a 体育菠菜大平台 Financial Aid Counselor before being approved for this loan.

Watch our video on Additional Funding Options.

The easiest way to submit your verification documents is to upload them through your MyBLUE. For steps on how to do this, see our Verification Process page. You can also bring your documents in-person to the financial aid office located in the Memorial Student Affairs Building, fax documents to (308) 865-8096, or mail documents to this mailing address: 

University of Nebraska-Kearney 

Office of Financial Aid 

Memorial Student Affairs Building 

2510 11th Ave. 

Kearney, NE 68844 

Please do not send documents with sensitive information (social security numbers, credit card information, medical documents, etc) by email. We will not accept verification documents sent by email. 

As a graduate student, you may be eligible for Federal Direct Unsubsidized Loans, Current Student Scholarships, Outside Scholarships, Graduate Assistantship, and the Federal TEACH Grant (申请教授补助金的资格只适用于特定的教育学位). For questions or concerns about graduate financial aid options, contact our office.

要接收体育菠菜大平台金融援助的短信，请遵循以下步骤:

1. Log in to your MyBLUE
2. Click on the "Profile" tab
3. 滚动到底部，直到看到“文本编号”标题
4. 如果列出了您的电话号码，则表示您已注册接收短信. 如果没有，请点击“更改文本号码”并输入您的手机信息.
5. Hit "Save" and verify that your phone number is listed under the "Text Number" header

联邦学生贷款在你毕业后才开始偿还, withdraw from all classes, 或者少于一半的时间(本科6个学分), 5 credits for graduate). There is a 6-month grace period before repayment begins. To view your federal loan amount, interest collected, and repayment options, log into studentaid.gov. 

For Private Student Loans，请咨询您的贷款偿还协议或私人学生贷款贷款人.

The U.S. Department of Education (ED) uses several loan servicers to handle the billing and other services on federal student loans. Your loan servicer will set you up under the Standard Repayment Plan unless you tell your loan servicer you want a different repayment plan. 查看您的联邦贷款金额，收取的利息，和 repayment options, log into studentaid.gov.

如果你想每月偿还更多的联邦贷款, or are having trouble paying your monthly loan repayment, contact your loan servicer. 

For Private Student Loans，请咨询您的贷款偿还协议或您的私人学生贷款贷款人.